This year is a perfect time to start planning for retirement.

No matter your age or income, it’s a wise move to look forward to the future. There are some steps that can help anyone, as highlighted here by NerdWallet.

The idea is to start as early as possible, and be clear about how much money you’ll need. This amount will depend on your lifestyle and your retirement goals.

Once you have these numbers, you’ll decide which retirement account is best for you and which investments should support it. Don’t forget to consider who should help you in planning for retirement.

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