You’ve earned your Social Security benefits – now how will you receive them?

While there’s always the option to use a Direct Express® Debit Mastercard® to receive funds from the Social Security Administration monthly, you can also opt for direct deposit.

According to Maite Knorr Evans at AS.com, the latter is traditionally deemed a safer and more secure way to receive your funds. Unlike a card or check, there’s no worry about it being stolen, misplaced, or lost in the mail. You can also monitor your account to determine exactly when your benefits go in.

If you’re just switching over to direct deposit, it can take 1-2 months for the change to take effect. There are even options to have your funds deposited in foreign banks should you move, so long as banks have an international direct deposit agreement.

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