Here at NORA, we focus on setting the record straight on America’s retirement program.

This Social Security fact sheet aims to do just that. Along with the other myths we’ve set straight, these additional points from ASPPA provide some valuable guidance for seniors and future retirees.

Here are some important facts to remember:

• You don’t have to claim at 62 — you just become eligible at this point
• Waiting can increase your benefits, but this isn’t right for everyone
• Benefits are calculated based on your 35 highest earning years
• Divorce doesn’t disqualify you from spousal benefits

These are all very crucial points to know. After all, they could mean the difference in a good retirement and a great one. For more Social Security facts, insights, and tips, bookmark us so you never miss a post. You can also follow us on Facebook and Twitter.