Social Security Spousal Benefits That Couples Should Know About

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How Do Spousal Retirement Benefits Work?

Marriage is about sharing everything — and this includes Social Security spousal benefits.

Some couples aren’t aware of all the facts about this program and how it impacts them. This article from MSN sums it up nicely, and the simple seven facts are as follows:

  1. You can get as much as half your spouse’s full benefit.
  2. You can’t double-dip and claim both benefits.
  3. There’s no reason to wait past the full retirement age.
  4. You can’t claim a spouse’s disability benefit.
  5. You could still be eligible even if you divorce.
  6. Once you remarry, you can’t claim an ex’s benefits.
  7. Survivor benefits account for 100 percent of the benefit amount.

These fast facts can help couples, people going through divorces, and those who have lost a spouse. Make sure you follow NORA for more Social Security facts on Facebook and Twitter.