A Low 2026 COLA Due to Social Security’s Pending Insolvency?
With predictions for the 2026 Cost-of-Living Adjustment (COLA) already coming out, seniors are right to be concerned about the news. The 2025 Social Security COLA of 2.5 percent raised a…
These Social Security Changes Could Help People Who Need to Retire Early
It’s common knowledge that delaying your Social Security benefits can lead to higher payments. But not everyone has the ability to keep working until the full retirement age. This creates…
When Social Security Loses Value, Everyone Pays the Price
It's no secret that Social Security loses value over time. Inflation and other economic factors have diminished the value of the dollar, and in turn, the value of Social Security…
Overcoming the Roadblocks to Retirement Planning in 2025
Retirement planning in 2025 is like embarking on a journey toward a secure and peaceful future. However, just like any trip, there can be bumps in the road that may…
What the Latest 2026 COLA Estimate Means for Retirees
The latest forecast for the 2026 Social Security Cost-of-Living Adjustment (COLA) has inched up to 2.5 percent—just enough to match last year’s increase. For many retirees, that would mean roughly…
Social Security Could Be Cut — Here’s How to Plan Ahead
A Social Security benefit cut is a real possibility. What would you do if this happened? A better question might be, what could you do with $325 a month? How…
Retirement Planning Tips Small Business Owners Can Use
Your path to retirement may look different depending on your occupation, and you may be sharing this journey with others. These are the retirement planning tips small business owners can…
3 Reasons Social Security Claims Have Surged
So far in 2025, Social Security benefit claims are up by 13 percent from last year. This equates to about 276,000 new applications, with many more likely to follow. What's…
Will a New Social Security Policy Cause SSA Delays?
As readers of NORA will know, delays from the Social Security Administration (SSA) have been an issue for years. Managing the needs of a program this large is understandably difficult.…
Social Security Myths and Misconceptions Debunked
Given how big and far-reaching the program is, it's understandable there are some Social Security myths out there. Many Americans believe these misconceptions. The ideas can spread fast, even if…