There’s a bias toward doing things early in our society — but is claiming benefits early a good idea for retirees?

The early bird catches the worm. Early to bed, early to rise makes you healthy, wealthy, and wise. Early access for VIPs. The list goes on. And especially for seniors eager to exit the workforce, it can be tempting to claim benefits early.

But as we’ve discussed, earlier isn’t always better. Other sources confirm this — one says that Americans could miss out on nearly $200,000 by retiring too early instead of waiting.

Does early retirement make sense for your lifestyle? It all depends on your work and health, as well as the state of the economy.

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