It’s common knowledge that delaying your Social Security benefits can lead to higher payments. But not everyone has the ability to keep working until the full retirement age.

This creates a tough situation for those seniors who want to retire within their early-to-mid 60s, but are unable to. So what is the solution? This recent report from the National Academy of Social Insurance by way of CNBC outlines four potential changes that could help seniors in this scenario.

From bridge benefits to changes in the overall claiming process, these changes could make it easy to ease into retirement, or even take it early. After all, seniors deserve easy access to a fulfilling retirement. For more news like this, follow us on Facebook and Twitter.