For many people, retirement age is right around the corner. But knowing exactly when to take benefits is a hot topic among retirees and soon-to-be retirees.

Finding the perfect age to claim means maximizing your returns — but how well do you know the program?

Before you go to claim your benefits, it’s time to test your knowledge. This fun 13-question quiz from Lori Konish of CNBC will help you put your Social Security smarts to the test. Don’t worry if you didn’t make the right calls on any of these questions. Only a small portion of the population can ace this tricky test.

We work hard to bring seniors the knowledge they need to get the most out of retirement life and Social Security. Learn about our legislative efforts for retirees here, then follow us on Facebook and Twitter for more content.