3 Reasons Social Security Claims Have Surged

So far in 2025, Social Security benefit claims are up by 13 percent from last year. This equates to about 276,000 new applications, with many more likely to follow.

What’s driving this sudden spike in benefit claims? It’s a combination of three factors. The first is a demographic matter, as more Baby Boomers are reaching the retirement age. Second, the tough economic conditions we currently face are pushing many people to claim benefits early. Though, as we’ve covered, this may not always be the right move for everyone.

Finally, the recent Social Security Fairness Act has unlocked higher and retroactive payments for many public sector employees. More people are taking retirement sooner in order to get access to the benefits they’re owed.

The high volume of these new claims could delay the processing of some applications. It could also spark a trend. Will you be claiming benefits this year?

No matter when you choose to claim, we fight to ensure you get the full payments you’re owed. Sign our petition to make guaranteed Cost-of-Living Adjustments a yearly tradition for retirees.

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