If there’s one habit that works in every area of finance, it’s good recordkeeping.

This is true whether it’s your grocery budget, your business expenses, or your income as it relates to retirement. As a general rule, never count on the Social Security Administration (SSA) to get the last one right.

It’s not a knock against them, because they do work hard — it’s simply that in such a massive program with countless numbers to calculate, mistakes are unavoidable. But in order to ensure a mistake doesn’t cause you to lose money, make sure your income is reported accurately.

Since your benefit amounts are tied to your income, full reporting ensures you get everything you’re owed.

Another way to work on boosting your Social Security payments every year is to support NORA’s legislative efforts. If you like what we do and want more news like this, follow us on Twitter and Facebook.