They say good things come to those who wait, and this is also true with Social Security benefits.

But only in some cases.

We know that waiting longer to take Social Security can be beneficial. It’s one of the ways to boost your benefits, along with campaigning for fair yearly COLAs with us here at NORA.

But as for working longer and delaying your benefits, when is it the right call? Some seniors enjoy their job, but can’t work anymore for health reasons. In this case, it may make sense to take benefits earlier.

However, if you can keep working, and doing so isn’t a detriment to your health or happiness, it could be the right move. A little longer in the workforce for a few years could mean a higher Social Security benefit for the rest of your life.

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