Who doesn’t love getting more money? It’s always a welcomed sight — especially when it’s well deserved.

That’s the case with the 2025 Social Security raise. Rumors are swirling as to what this cost-of-living adjustment (COLA) amount will be. Some say it could be 2.5 percent, while others say it could match the 3.2 percent of 2024.

However, we must be careful when it comes to how we discuss this upcoming change. While it’s well worth getting excited about, it’s nothing that should be viewed as a gift, handout, or act of charity. Instead, this adjustment is one that seniors are owed.

The 2025 Social Security Raise Needs to be Substantial

Many factors could impact the upcoming adjustment to Social Security benefits.

Inflation, new policies for calculating benefits, and of course the outreach of advocates like our own readers play a role in determining this number. While there’s no sure way to determine exactly what it will be as of now, there is one thing that’s certain. This is the fact that such an adjustment is not only needed, but deserved.

Some will say the program has been mismanaged, and that it needs to be reworked. Others will claim that it needs to return to its roots, before it was tampered with and drained. There are merits to these arguments and others like them.

But there’s one factor that’s always the same when it comes to this discussion. As we’ve pointed out before, the COLA isn’t a raise in the traditional sense. It’s more like a recalculation, to bring benefits to where they should’ve been all along.

We believe benefits should still be higher than they are now. To join our fight for yearly COLAs that truly stand up to inflation, bookmark our page, then follow us on Facebook and Twitter.