Social Security isn’t the only program designed to support people in their old age — railroad retirement benefits also do the same thing.

How do these benefits work? This piece by NJ Money Help sums it up nicely. While seniors can’t double dip, they can get dual benefits in some cases. Both earnings and earning credits factor into determining how much you’d earn.

To ensure you get the best of both worlds for what you paid into, it helps to reach out to the experts. If you’re in this situation, consider calling the Railroad Retirement Board (877) 772-5772 and contacting the Social Security Administration to double-check your situation.

We hope you’re on track to a great retirement. No matter where your benefits come from, you deserve all of them. We fight for seniors to get fair yearly COLAs. Learn about our efforts here.

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