We get it — we’re all busy. For a program as complex as Social Security, it’s hard to dive deep and learn every detail. That’s why quick facts like these are so valuable for retirees.

Put together by David Rodeck and brought to us by way of Kiplinger, this list details eight must-know points about this program that millions rely on. Are you getting the most from it?

These facts have to do with your work life, the age you choose to take benefits, and even your marital status. Make sure you know how the moves you make will impact your benefits.

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