When should you take retirement? There’s no perfect answer — but there are trends among retirees.

These days more and more people are picking 62. Why go for this age? One reason is that it allows you to get your benefits as early as possible. It’s also a good idea if you and your spouse plan ahead properly to maximize your household benefits.

While this does mean your benefit amount will be lower than it would if you waited a few years, you’ll be earning benefits longer — which means the overall amount could average out to be the same.

When are you taking retirement? No matter the answer, you deserve the max amount. NORA fights for retirees to get fair yearly Cost-of-Living-Adjustments (COLAs). Follow us on Facebook and Twitter for more content like this.